Crushing debt can lead to stress, financial hardship and depression, especially in these times of pandemic and post-pandemic. Unpaid balances and debits from your credit report cannot result in any way to get loans. In addition, wage garnishments can make it difficult, if not impossible, to cope with the necessities of daily life. Fortunately, bankruptcy is a tool that can help you on the path to debt collection and financial well-being. At Holt Law Group, our mission is to combine our extensive experience in representing debtors with our passion for supporting those seeking debt relief with competent, reliable and exceptional service. Because we understand that many debtors need immediate relief and may not have all the legal fees at once to declare bankruptcy, Holt Law Group offers manageable payment plans that allow a debtor to initiate bankruptcy proceedings before completing payment of attorneys` fees incurred. At Holt Law Group, our total bankruptcy fees start at $999, including court filing fees. It is illegal for private or public employers to discriminate against a person in terms of employment in order to declare bankruptcy. In addition, it is illegal for any local, state, or federal government entity to discriminate against any person in terms of licenses or permits to file for bankruptcy.
Holt Law Group, LLC focuses on Chapter 7 and Chapter 13 bankruptcy matters. We also offer services related to speeding tickets, arrest warrants and criminal record sealing. The most preferred bankruptcy filing is the liquidation of unsecured debts under Chapter 7. Chapter 7 Bankruptcy is a feasible option for those with unmanageable debts and seeking the benefit of the freedom and fresh start offered by Chapter 7 bankruptcy relief. The typical total duration of a Chapter 7 bankruptcy (from bankruptcy to debt relief) is approximately 3 to 5 months. However, once insolvency has been initiated with the court, an automatic stay is issued, which immediately informs all creditors that all attachments, suits, withdrawals, garnishments and attempts at recovery must cease. Bankruptcy debtors will also be exempt from receiving harassing calls from bill collectors when the case is filed. Nevada has generous settlements that allow debtors to keep most of their total assets if they declare bankruptcy. At Holt Law Group, we provide debtors with optional payment plans to immediately stop foreclosures, lawsuits, redemptions and wage garnishments while paying attorney`s fees and bankruptcy costs. Why should you consider getting rid of your debt through bankruptcy? Chapter 13 bankruptcy is generally preferable for a debtor who (1) is late in mortgage payments and wishes to keep their home, (2) has pledged valuable property that is not exempt as security for debts, (3) is not excusable under Chapter 7, or (4) has sufficient funds to pay its debts but needs temporary relief from creditors, to do this. Identical to Chapter 7 bankruptcy, an automatic stay is issued to the court after the bankruptcy opens, immediately alerting all creditors to the need to end attachments, actions, withdrawals and garnishments of wages. Holt Group LLC provides litigation, corporate structuring, contract drafting and negotiation assistance for various commercial, industrial and multifamily homes in Colorado through its representation of owners, design professionals, general contractors, construction managers and developers.
Crushing debt has an immeasurable emotional and physical impact on individuals and families. Chapter 7 bankruptcy, however, can provide relief from growing debt and an opportunity to start over. Contact our office today to schedule a free consultation and set you on the path to recovery and financial freedom.